智慧树知到答案COMMERCIAL AND INVESTMENT BANKING 商业与投资银行最新答案

第三章 单元测试

1、单选题：
Which of the below is the current financial regulatory system in the UK?
选项：
A:

Tripartite

B:

Twin peaks

C:

FSA

D:

BOE

答案:

2、单选题：
Which of the below is not one of the main areas that banks must satisfy supervisors on?
选项：
A:

Capital

B:

Liquidity

C:

Systems and Controls

D:

Assets

答案:

3、单选题：
Which of the below is not necessarily the role of central banks?
选项：
A:

Issuing currency

B:

Banker of the government

C:

Lenders of last resort

D:

Bank Supervision

答案:

4、判断题：
In 1977, Bank of England was granted as the authority to set interest rates. True or false?
选项：
A:对
B:错
答案:

5、判断题：
Federal Reserve Bank was founded by the U.S. Congress in 1913 to operate as the central bank of the USA. True or false?
选项：
A:对
B:错
答案:

6、判断题：
The Bank of England manages the national reserves and hold the government’s gold. True or false?
选项：
A:对
B:错
答案:

7、单选题：
The______comprises the European Central bank and the national central banks of those countries that have adopted the Euro.
选项：
A:

Eurosystem

B:

Euromoney

C:

Eurobank

D:

Eurobond

答案:

第四章 单元测试

1、单选题：
Which of the below is not stated on a bank’s balance sheet?
选项：
A:

Assets

B:

Liabilities

C:

Capital

D:

Income

答案:

2、判断题：
Financial ratios cannot compare across industries and can be manipulated. True or false?
选项：
A:对
B:错
答案:

3、判断题：
Reserves are funds held in an account with other banks. True or false?
选项：
A:对
B:错
答案:

4、判断题：
Checkable deposits are the bank’s lowest cost of funds. True or false?
选项：
A:对
B:错
答案:

5、单选题：
Which of the below is not a general principle of bank management?
选项：
A:

Liquidity management

B:

Asset-liability management

C:

Capital adequacy management

D:

Interest management

答案:

第五章 单元测试

1、判断题：
Commercial banks are permitted to create money by allowing multiple claims to assets on deposits. True or false?
选项：
A:对
B:错
答案:

2、单选题：
Banks are legally required to keep a certain minimum percentage of all deposit claims as liquid cash. This is called:
选项：
A:

Deposit ratio

B:

Reserve ratio

C:

Liquidity ratio

D:

Claim ratio

答案:

3、单选题：
The first Automated Teller Machine (ATM) was used by?
选项：
A:

Barclays Bank

B:

Banca Monte Dei Paschi

C:

Lloyds Bank

D:

Morgan Stanley

答案:

4、判断题：
The Cruickshank Report was issued in 2000 and highlighted several concerns about the state of the UK banking industry. True or false?
选项：
A:对
B:错
答案:

5、判断题：
A forward contract is not traded on a centralized exchange and is therefore regarded as over-the-counter (OTC) instruments. True or false?
选项：
A:对
B:错
答案:

6、单选题：
Which of the below is not a financial innovation of the last sixty years?
选项：
A:

ATM

B:

Credit card

C:

Telephone banking

D:

Branch banking

答案:

7、判断题：
Companies rely on investment banks in deciding how to raise capital. True or false?
选项：
A:对
B:错
答案:

8、判断题：
Investment banks serve as middlemen between companies and investors when the company wants to borrow loans. True or false?
选项：
A:对
B:错
答案:

第六章 单元测试

1、单选题：
Which of the below is not an investment bank?
选项：
A:

Goldman Sachs

B:

JP Morgan Chase

C:

UBS

D:

Santander

答案:

2、单选题：
Which is not an income source of investment banks?
选项：
A:

Asset management

B:

Wealth management

C:

Securitized Products

D:

Trade Finance Loans

答案:

3、判断题：
Investment banks recommend what shall be the initial offering price of corporate stocks. True or false?
选项：
A:对
B:错
答案:

4、单选题：
Which of the below banks tops the Mergers and Acquisitions (M&A) volume ranking globally?
选项：
A:

Goldman Sachs

B:

Credit Suisse

C:

Deutsche Bank

D:

Morgan Stanley

答案:

5、判断题：
Stocks are traded on primary market after the first issue. True or false?
选项：
A:对
B:错
答案:

6、判断题：
Corporate finance is primarily concerned with maximizing shareholder value through long-term and short-term financial planning and the implementation of various strategies. Everything from capital investment decisions to investment banking falls under the domain of corporate finance. True or false?
选项：
A:对
B:错
答案:

7、判断题：
“Mergers and Acquisitions- M&A” is a big part of Advisory Services in investment banking. True or false?
选项：
A:对
B:错
答案:

8、判断题：
The term “Derivatives” means? bonds and stocks. True or false?
选项：
A:对
B:错
答案:

第七章 单元测试

1、单选题：
Which of the below is not a financial security?
选项：
A:

Debenture

B:

Property

C:

Stocks

D:

Antiques

答案:

2、单选题：
Which of the below is not a derivative?
选项：
A:

Advances

B:

Futures

C:

Swaps

D:

Options

答案：

3、单选题：
Bond market can essentially be broken down to three main groups. Which of the below is not one of these groups?
选项：
A:

Issuers

B:

Underwriters

C:

Savers

D:

Purchasers

答案:

4、判断题：
Capital markets are used for short-term financing; Money markets are used for long-term financing. True or false?
选项：
A:对
B:错
答案:

5、判断题：
Ordinary shares are entitled to receive dividends if any are available after the dividends on preferred shares are paid. True or false?
选项：
A:对
B:错
答案:

6、判断题：
The Bank of England can influence the money market through open market operations (OMO). True or false?
选项：
A:对
B:错
答案:

第八章 单元测试

1、单选题：
Which of the below represents a different market compared to others?
选项：
A:

FX Market

B:

Equity Market

C:

Currency Market

D:

Forex Market

答案:

2、单选题：
Which of the below does not represent a feature of the Foreign Exchange market?
选项：
A:

Open 24 hours a day

B:

Open five days a week

C:

Biggest in the world

D:

Supervised by Securities Commission

答案:

3、判断题：
In Forex, the counter currency represents how much of the quote currency is needed for you to get one unit of the counter currency. True or false?
选项：
A:对
B:错
答案:

4、判断题：
If the current bid price for the EUR/USD currency pair is 1.6750 and the current offer price is 1.6753, this means that currently the market maker can sell the EUR/USD at 1.6750 and buy at 1.6753. The difference between those prices (3 pips) is the spread. True or false?
选项：
A:对
B:错
答案:

5、单选题：
Which of the below is not an advantage of globalisation?
选项：
A:

Demand for Protectionism

B:

Economies of scale

C:

Business diversification

D:

Brand-building

答案:

6、判断题：
Foreign Exchange Prices in the forward market are interest-rate based. True or false?
选项：
A:对
B:错
答案:

第九章 单元测试

1、判断题：
The higher the risk, the lower the return. True or false?
选项：
A:对
B:错
答案:

2、单选题：
Which of the below is not among the key risk categories of banks?
选项：
A:

Operational risk

B:

Credit risk

C:

Deposit risk

D:

Market risk

答案:

3、单选题：
Risk appetite of a bank should be approved by which of the below?
选项：
A:

Risk Manager

B:

Major Shareholders

C:

Board of Directors

D:

Chief Executive Officer

答案:

4、判断题：
Properties are highly liquid assets compared to interbank market loans, which are illiquid. True or false?
选项：
A:对
B:错
答案:

5、判断题：
Market risk is a non-diversifiable risk. True or false?
选项：
A:对
B:错
答案: